Property Attributes
- MLS#645161
- TypeSingle Family
- Listing Status Active
- CountyOwen
- CityOwenton
- AreaOwen Cty
- NeighborhoodElk Lake
- Zip40359
- StyleRanch
- Price$ 175,000
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms0
Data Source:
Northern Kentucky MLS (NKAR)
Property Description
Nestled on two private off-water lots in the desirable Elk Lake Shores Resort, this charming 3-bedroom, 2 full-bath ranch offers the perfect blend of comfort, privacy, and lake living. Conveniently located less than five minutes from the front gate and just minutes from the boat launch, you'll have easy access to all the amenities Elk Lake has to offer. Surrounded by mature trees, this property provides a peaceful retreat with a flat, usable backyard that's perfect for entertaining, relaxing around the firepit, or enjoying the outdoors. Inside, you'll love the open-concept floor plan featuring newer luxury vinyl plank flooring throughout the main level. The spacious primary suite includes a private ensuite bath, while the inviting living area showcases a wood-burning fireplace that can be converted back into a functional fireplace. Additional highlights include a covered carport with plenty of room for your vehicle or boat, a large storage shed for all your lake toys and equipment, and ample outdoor space to enjoy year-round. Whether you're looking for a full-time residence, a weekend getaway, or a vacation retreat, this property offers the ideal opportunity to experience the Elk Lake lifestyle.
| Elementary School | Middle School | High School |
|---|---|---|
| Owen County Elementary Elementary School | Maurice Bowling Middle School Middle School | Owen County High High School |
| Price History | |
|---|---|
| 7/29/2026 | Listed $175,000 |
General Features
| Sewer | Septic Tank |
|---|---|
| Heating | Forced Air,Electric |
| Cooling | Central Air |
| Utilities | Cable Available,Natural Gas Available |
| Roof | Metal |
| HOA Fee | 2500 |
| Association Fee Includes | Association Fees,Maintenance Grounds,Security,Snow Removal,Trash |
| Patio/Porch Features | Deck |
| Architectural Style | Ranch |
| Construction Materials | Block,Vinyl Siding |
| View | Trees/Woods |
| Levels | One |
| Unit Number | 212-213 |
| Property Subtype | Single Family Residence |
| Additional Parcels Description | Elk Lake Shores Resort |
| HOA Fee 2 | 3500 |
| Assoc Fee Paid Per | Annually |
| County | Owen |
| New Construction | false |
| Property Type | Residential |
| Association Amenities | Lake Year Round,Lake Seasonal,Playground,Clubhouse,Trail(s),Management |
| HOA | true |
| Attached Garage | false |
| Subdivision Name | Elk Lake |
| Other Structures | Shed(s) |
| Total Rooms | 6 |
| Status | Active |
| Directions | From Elk Creek Vineyard head East, turn Right onto Rt 1883, turn Right at stop sign. 'Gated Community; must have an appointment to be escorted by an agent.' |
| High School | Owen County High |
| City | Owenton |
| Zoning Description | Residential |
| MLS Area | K22 - Owen Cty |
| Elementary School | Owen County Elementary |
| Property Attached Y/N | true |
| Middle/Junior High School | Maurice Bowling Middle School |
| Property Condition | Existing Structure |
| MLS Area Minor | K22 - Owen Cty |
| Virtual Tour | https://player.vimeo.com/video/1213692945 |
| Structure Type | House |
| Standard Status | Active |
Interior Features
| Interior Amenities | See Remarks,Open Floorplan,Ceiling Fan(s),Multi Panel Doors |
|---|---|
| Basement | Crawl Space |
| Total Fireplaces | 1 |
| Fireplace Features | Stone,Inoperable,Wood Burning |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Window Features | Insulated Windows,Double Hung |
| Fireplace Y/N | true |
| Laundry Features | Electric Dryer Hookup,Main Level |
| Total Baths | 2 |
Exterior Features
| Vegetation | Partially Wooded |
|---|---|
| Parking Features | Driveway,Off Street |
| Lot Features | Cleared,Sloped,Waterfront,Wooded |
| Water Source | Public |
| Foundation Details | Block |
| Lot Dimensions | Of Record |
| Road Surface Type | Gravel |
| Lot Size Source | Realist |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Data last updated: September 22, 2026 3:23 AM UTC and updating occurs daily
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All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program. Real estate listings held by IDX Brokerage firms other than United Real Estate Bluegrass are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing IDX Brokers. This information is provided exclusively for personal, non-commercial use and may not be used for any purpose other than to
REALTOR® Association of Southern Kentucky All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may
Heart of Kentucky Association of REALTORS® All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating