Price Reduction - Water Views
Address
445 Elk Lake Resort Road 105-106, Owenton, KY
Price
$ 200,000
Property Attributes
- MLS#636447
- TypeSingle Family
- Listing Status Active
- CountyOwen
- CityOwenton
- AreaOwen Cty
- NeighborhoodElk Lake
- Zip40359
- StyleCottage
- Year Built1963
- Price$ 200,000
- Bedrooms2
- Full Bathrooms1
- Half Bathrooms0
Data Source:
Northern Kentucky MLS (NKAR)
Property Description
Great opportunity to enjoy lake life at an affordable price! This 2-bedroom, 1-bath cottage is situated on two dry lots, offering extra space and plenty of storage. The open-concept design makes the home feel spacious and welcoming, while the large covered front porch is perfect for relaxing with friends and family! Recent updates include metal roof 22', new kitchen cabinets, newer flooring on first floor, kitchen sink and faucets, a new hot water heater and a new side rear porch deck. The property also features two oversized metal sheds with concrete floors totaling 600 sq. ft.--ideal for storing lake toys, tools, or creating a workshop. From the cottage, enjoy a view of the lake cove, covered pavilion approx. 350 sq. ft. under roof, and take advantage of the convenient location near the front gate and the marina boat launch. Whether you're looking for a weekend getaway or a year-round retreat, this home is a wonderful way to become part of a private lake community. Elk Lake information: 8 farms comprising of 1,100 acres were purchased, and Elk Lake was dammed to produce a body of water approximately 255 acres with 14 miles of shoreline, 1300 lots that are serviced by 17 miles of gravel road. In 1961, the non-profit Elk Lake Property Owners' Association (ELPOA) was established!
| Elementary School | Middle School | High School |
|---|---|---|
| Owen County Elementary Elementary School | Maurice Bowling Middle School Middle School | Owen County High High School |
| Price History | |
|---|---|
| 4/27/2026 | Listed $235,000 |
| 7/21/2026 | 9$215,000 |
| 9/17/2026 | 7$200,000 |
General Features
| Sewer | Public Sewer |
|---|---|
| Heating | Baseboard |
| Cooling | Window Unit(s) |
| Utilities | Cable Available |
| Roof | Metal |
| HOA Fee | 2500 |
| Association Fee Includes | Association Fees,Maintenance Grounds |
| Patio/Porch Features | Covered,Deck,Porch |
| Architectural Style | Cottage |
| Construction Materials | Block,Vinyl Siding |
| Year Built | 1963 |
| View | Lake |
| Levels | One |
| Unit Number | 105-106 |
| Property Subtype | Single Family Residence |
| Assoc Fee Paid Per | Annually |
| County | Owen |
| New Construction | false |
| Property Type | Residential |
| Association Amenities | Lake Seasonal,Playground,Clubhouse,Trail(s),Management |
| HOA | true |
| Attached Garage | false |
| Subdivision Name | Elk Lake |
| Other Structures | Shed(s) |
| Total Rooms | 6 |
| Status | Active |
| Directions | From Elk Creek Vineyard head East, turn Right onto Rt 1883, turn Right at stop sign. ''Gated Community; must have an appointment to be escorted by an agent.'' |
| High School | Owen County High |
| City | Owenton |
| Zoning Description | Residential |
| MLS Area | K22 - Owen Cty |
| Elementary School | Owen County Elementary |
| Property Attached Y/N | false |
| Middle/Junior High School | Maurice Bowling Middle School |
| Property Condition | Existing Structure |
| MLS Area Minor | K22 - Owen Cty |
| Virtual Tour | https://player.vimeo.com/video/1118836771 |
| Structure Type | House |
| Standard Status | Active |
Interior Features
| Interior Amenities | Open Floorplan,Eat-in Kitchen,Ceiling Fan(s) |
|---|---|
| Basement | Storage Space,Unfinished |
| Total Fireplaces | 1 |
| Fireplace Features | Wood Burning |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Window Features | Double Hung |
| Fireplace Y/N | true |
| Laundry Features | Main Level |
| Total Baths | 1 |
Exterior Features
| Exterior Amenities | Private Yard |
|---|---|
| Parking Features | Driveway,Off Street |
| Lot Features | Cleared,Sloped,Wooded |
| Water Source | Public |
| Foundation Details | Block |
| Lot Dimensions | Of record |
| Road Surface Type | Gravel |
| Road Frontage Type | Private Road |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 40359
Price
Year Built
Data last updated: September 22, 2026 3:23 AM UTC and updating occurs daily
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All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program. Real estate listings held by IDX Brokerage firms other than United Real Estate Bluegrass are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing IDX Brokers. This information is provided exclusively for personal, non-commercial use and may not be used for any purpose other than to
REALTOR® Association of Southern Kentucky All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may
Heart of Kentucky Association of REALTORS® All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
